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How to Play Multi-Player Baccarat
Two hands are dealt in Baccarat - The Banker's hand and the Player's hand. Prior to each deal, the player wagers on whether the Player's hand or the Banker's hand is closest to a total of 9. The player also has the option to wager on a tie (i.e. both the Banker's and Player's hands total the same).
Home Multi-Player BaccaratHow to Play |
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In the multi-player version of Baccarat, each table can accommodate five players and the dealer. You may change your position on the table by clicking on the desired spot between hands. Each player begins a hand by placing a bet on the Baccarat table. You may place a bet when the "Deal" button, "Pass" button and betting chips are placed in front of your seat. There are three types of bets a player may wager on - the Player's hand (click on the first circle from the end of the table to place the wager), the Banker's hand (click on the second circle from the end of the table to place the wager), or the Tie bet (click on the number above the second circle to place the wager). A combination of these bets can also be made. Place your wagered amount by clicking with the left mouse button on the Baccarat table field you would like to bet (Player, Banker, Tie).
Once you have placed a bet on the table, you may choose to skip the given deal (before your first card is dealt) by clicking on the "Pass" button or to proceed with the bet by pressing "Deal". If you do not bet or pass within 15 seconds from the beginning of your turn, you will be automatically excluded from that particular hand. Note that if you join a table in the middle of a hand, you must wait until the round is over and after that you will be able to bet on the next hand.
After each player has pressed either the "Deal" or "Pass" button, the Player and Banker are dealt two cards. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total. |
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| Example: |
| Hand |
Hand Total |
| 9+7=16 |
6 |
| 5+5+5=15 |
5 |
| 10+9=19 |
"Natural" 9 |
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| After the first two cards are dealt to both the Player and Banker, a third additional card may be dealt but the player does not ask for a third card. All additional cards are subject to a "Third Card Rule". No hand receives more than three cards. When the Player and Banker hands equal the same total, the hand is declared a Tie. If the value of the cards in either the Player's Hand or the Banker's Hand is an 8 or a 9 (a "natural") after receiving their initial two cards then no more cards shall be dealt to either hand. If the value of the cards in the Banker's Hand on the first two cards is 0 to 7 inclusive, the Player's hand shall draw in accordance with the "Third Card Rules". |
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Third Card Rules:
If the Player's two cards total: |
| Player's Hand |
Draw? |
| 0-5 |
Player's hand must draw |
| 6-7 |
Player's hand must stand |
| 8-9 |
"Natural" (both hands stand) |
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| After the Player's Hand acts on a third card draw, the Banker's Hand receives a third card according to these rules: |
| Banker's Hand |
Draw? |
| 0-2 |
Banker's hand must draw |
| 3-6 |
Third card to Player's hand determines draw or stand |
| 7 |
Banker's hand must stand |
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| When the Banker's two cards total between 3-6: |
| Banker's Hand |
Banker's hand draws when Player's third card is: |
Banker's hand does not draw when Player's third card is: |
| 3 |
1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0,1,8,9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Banker's hand must stand |
Banker's hand must stand |
| 8-9 |
"Natural" - Bank stands |
"Natural" - Bank stands |
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| If the Player's hand stands on two cards (6,7), then a two card Banker hand totalling 3,4,5 must draw and a Banker hand totalling 6 must stand. |
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Play Multi Player Baccarat at these Online Casinos
For further information on baccarat, please consult the following references:
Patrick, John. John Patrick's Baccarat : How to Play and Win at the Table With the Fastest Action and the Highest Stakes, Lyle Stuart, 1997.
Stuart, Lyle. Lyle Stuart on Baccarat, Barricade Books, 1997.
Tamburin, Henry. Reference Guide to Casino Gambling, Research Services Unlimited, 1993.
Tamburin, Henry and Rahm, Richard. Winning Baccarat Strategies, Research Services Unlimited, 1983.
Last Updated: September 2001
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